The Payment Card Industry Data Security Standard (PCI DSS) is a proprietary information security standard for organizations that handle cardholder information for the major debit, credit, prepaid, e-purse, ATM, and POS cards.

Defined by the Payment Card Industry Security Standards Council, the standard was created to increase controls around cardholder data to reduce credit card fraud via its exposure. Validation of compliance is done annually — by an external Qualified Security Assessor (QSA) that creates a Report on Compliance (ROC) for organizations handling large volumes of transactions, or by Self-Assessment Questionnaire (SAQ) for companies handling smaller volumes.

To process credit cards either online, or point of service (POS), this regulation needs to be fulfilled. Large fines can be levied if this requirement is not complete, costing your business money and accreditation.

The compliance process itself is straight forward. The quicker you find out what issues are present in your business and it's operations, the faster it is to remediation.

The costs with this track are low if handled early. Infrastructure that extends without these elements built into it's operations strategy not only lose traction with their clients, but leave the company prone to audits and fines.

There is a track that can be tailored to your schedule and regulation demands. Don't risk losing clients due to neglecting your regulation liability.